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Payora vs CoinPayments

Payora vs CoinPayments: a 0%-to-accept alternative

CoinPayments is a long-standing hosted processor. If you want to keep custody of your funds and pay 0% to accept, here is how Payora compares.

How Payora compares to CoinPayments

The short version: Payora has a modern REST API, an OpenAPI spec and 22 CMS modules.

Where CoinPayments typically leaves you with custodial GAP-wallet balances and dated tooling, Payora is software you run yourself — so the settlement path has no third party, and acceptance is free.

PayoraCoinPayments
Custody of funds0% to acceptTypically custodial
Fee to accept0%Per-transaction %
HostingNothing to installManaged service
Coins / networks50 across 22 networksVaries
Webhook signingHMAC-SHA256, per-endpoint secretVaries
CMS modules22 includedVaries

Is Payora right for you?

If you value custody, low fees and control, and you can spend an hour on setup, Payora is the stronger fit. If you want a fully managed service and don't mind custody or per-transaction fees, CoinPayments may suit you. Many teams migrate to Payora specifically to stop paying to accept and to remove custody risk.

Try the CoinPayments alternative — free

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