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Create an account and get API credentials. Payment features open after account verification.

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Create a free crypto payments account

You can create a Payora account with an email and password and receive API credentials immediately. Before you can accept or move funds, confirm your email and phone, complete your account profile, and enable two-factor authentication. There is no setup fee or monthly fee.

With an account you can price invoices in fiat or crypto, generate payment links, receive HMAC-signed webhooks, hold a Payora balance, and run mass payouts. Payments credit your Payora balance by default; direct settlement to merchant-controlled wallets is available by operator approval for vetted accounts.

Already registered? Sign in to your dashboard. Want to see the checkout first? View a live demo.

FAQ

Frequently asked questions

Straight answers, including the uncomfortable ones: custody, fees and what happens when something goes wrong.

Help centre

Is creating a Payora account free?

Yes. There is no setup fee and no monthly fee, and accepting payments costs 0%. Fees apply only when money leaves: {f}% on payouts, transfers and withdrawals on the Free plan — less on Pro and Business — plus the network fee of the coin for anything sent on-chain. The minimum withdrawal is the equivalent of $50, and donation and payment-link receipts carry {lf}%.

Do I need to complete KYC to start?

An email and password are enough to create an account and receive API credentials. Before accepting or moving funds, you must confirm your email and phone, complete your profile, and enable two-factor authentication.

What do I get immediately after registering?

API credentials, the dashboard, the downloadable PHP SDK, and REST reference. Creating stores, invoices, and payment links requires the account verification steps shown after sign-in.

Can I use Payora for more than one website?

Yes. One account can run multiple stores, each with separate API keys and balances, so you can accept payments across several sites or brands from a single login and keep their funds and reporting isolated.

What programming languages are supported?

Any language. The REST API is plain JSON over HTTPS, and a dependency-free PHP SDK is provided for convenience. You can integrate from Node.js, Python, Go, Ruby, PHP or anything that can make an HTTPS request and compute an HMAC-SHA256 signature.

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