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Payora vs Coinbase Commerce

Payora vs Coinbase Commerce: a 0%-to-accept alternative

Coinbase Commerce is a hosted, US-centric service. If you want to keep custody of your funds and pay 0% to accept, here is how Payora compares.

How Payora compares to Coinbase Commerce

The short version: Payora accepts 50 assets across 22 networks from one integration.

Where Coinbase Commerce typically leaves you with a narrow set of coins/networks and platform lock-in, Payora is software you run yourself — so the settlement path has no third party, and acceptance is free.

PayoraCoinbase Commerce
Custody of funds0% to acceptTypically custodial
Fee to accept0%Per-transaction %
HostingNothing to installManaged service
Coins / networks50 across 22 networksVaries
Webhook signingHMAC-SHA256, per-endpoint secretVaries
CMS modules22 includedVaries

Is Payora right for you?

If you value custody, low fees and control, and you can spend an hour on setup, Payora is the stronger fit. If you want a fully managed service and don't mind custody or per-transaction fees, Coinbase Commerce may suit you. Many teams migrate to Payora specifically to stop paying to accept and to remove custody risk.

Try the Coinbase Commerce alternative — free

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