Accepting is 0% on every plan. Plans differ in what money leaving costs, how many stores you run and which tools you get — and on Business, payments can settle straight to your own keys, on request.
+ network fee on anything sent on-chain
+ network fee on anything sent on-chain
+ network fee on anything sent on-chain
Estimated monthly cost per plan: the move fee on everything you pay out, transfer or withdraw, plus the subscription. On top of it, anything that really moves on-chain also costs that coin's network fee — cents on Tron or TON, more on Bitcoin at a busy hour. Pay-link, donation and tip receipts carry their own commission (5% Free, 4% Pro, 3% Business). Accepting an ordinary invoice stays 0% everywhere.
Each send carries the live network fee of the coin you choose, on every plan. Networks & fees
An estimate for one month. Network fees change with each network; the exact figure is fixed when a payout or withdrawal is submitted.
A lower move fee saves money only once enough leaves your balance. These are the points where the lines cross.
| Plan | Free$0/moStart free | Pro$149/moUpgrade to Pro | Business$299/moUpgrade to Business |
|---|---|---|---|
| Fees | |||
| Fee to accept | 0% | 0% | 0% |
| Internal transfer fee | 1.5% | 0.75% | 0.5% |
| Payout & withdrawal fee | 1.5% + network fee | 0.75% + network fee | 0.5% + network fee |
| Pay-link & donation commission | 5% | 4% | 3% |
| Withdrawals | |||
| Minimum withdrawal | $50 | $50 | $50 |
| Withdrawal processing | Up to 10 business days | Up to 10 business days | Up to 10 business days |
| Features | |||
| Mass Payout API | — | ||
| Recipients per batch | 100 | 500 | 500 |
| Stores included | 1 | 3 | 5 |
| Extra store, per month | — | — | $69 |
| Direct settlement to your own keys | — | — | on request |
| Support | Community | Priority | Priority |
Plans are billed in crypto and can be changed any time. An unpaid renewal simply drops you back to Free; it never locks your funds and never stops you accepting payments.
A withdrawal to your own wallet costs the same as a payout — 1.5% on Free, 0.75% on Pro, 0.5% on Business — plus the network fee of the coin you are withdrawing, because that transaction really is sent on-chain. The minimum withdrawal is $50 and requests are processed within up to 10 business days.
Pay-link receipts — donations, tips and payment links — carry a platform commission of 5% on Free, 4% on Pro and 3% on Business. It is netted off your balance when the payment settles, and does not apply to ordinary invoice payments.
Straight answers, including the uncomfortable ones: custody, fees and what happens when something goes wrong.
Help centreAccepting crypto on an invoice is 0% on every plan — Free included. You only ever pay the on-chain network fee on incoming payments. Donations, tips and payment links are the exception: those receipts carry a platform commission of 5% on Free, 4% on Pro and 3% on Business. Plans differ on the fee for moving money out — payouts, internal transfers and withdrawals alike: 1.5% Free, 0.75% Pro, 0.5% Business, and on a payout or a withdrawal the coin's network fee on top — and on premium features: the Mass Payout API on Pro, and direct settlement to your own keys on Business. A payout or withdrawal also carries the network fee of the coin being sent, and the minimum withdrawal is $50.
Free is one store with everything you need to accept crypto — checkout, invoices, payment links, donations, the REST API, webhooks and manual mass payouts — at 0% to accept and 1.5% to move money out, plus the network fee of the coin on a payout or a withdrawal. Pro ($149/mo) gives three stores, halves the move fee to 0.75% and unlocks the Mass Payout API. Business ($299/mo) is the one where Payora stops holding your money at all: receive addresses are derived from your own keys and payments land straight on your wallets. It includes five stores, and you can add more at $69 per store per month.
No. Accepting is free on every tier, forever. You can run a real business on the Free plan and only pay when money leaves: 1.5% on a payout, a transfer or a withdrawal, plus the network fee on whatever really goes on-chain. Upgrade only if you want a lower move fee (0.75% on Pro, 0.5% on Business) or the paid features.
Plans are billed in crypto for a period. If a paid period lapses without renewal, your account gracefully returns to the Free plan — you keep all your funds and can still accept payments and withdraw; only the paid extras (like the payout API) switch off until you renew.
The operator of this instance. The base rate for each operation is set centrally and the per-plan rates are discounts off that base; an individual rate can also be set for one merchant or one coin. The network fee added to payouts and withdrawals is not a platform fee at all — it is what the blockchain itself charges to move that coin, tracked per coin and updated automatically. The $50 minimum withdrawal does not depend on the plan.
Create an account, add your site, paste one API call or install a plugin. Accepting stays 0% on every plan.
