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Accept eCash payments

Accept eCash (XEC) on your website

eCash payment gateway at 0% to accept — credited to your balance and withdrawn to a eCash wallet of your own. Live in under an hour with a plugin or the REST API.

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Why accept eCash with Payora

Add eCash checkout to any site and take payments on the eCash network without card acquiring and without chargebacks. At Payora every invoice gets its own BIP32-derived address, so two payments never land on the same one. The server never broadcasts a transfer on its own — the operator does that.

You pay 0% to accept — only the eCash network fee applies. A fee appears only when funds move out: 1.5% on payouts, transfers and withdrawals on the Free plan (less on the paid ones), and anything sent on-chain also costs that coin's network fee. The minimum withdrawal is the equivalent of $50, and there is no setup or monthly fee.

  • Unique eCash address per invoice, derived from your public key
  • Hosted checkout with QR, exact-amount, live status and a wallet deeplink
  • HMAC-signed webhooks so your order only ships when payment is final
  • Idempotent REST API + a dependency-free PHP SDK
  • One integration also unlocks the other 49 coins across 22 networks

How to accept eCash in 3 steps

  1. 01

    Create a merchant account

    Register at payora.money and get your API key + secret. Point Payora at your own eCash public key (xPub / account) so it can derive receive addresses — the private key stays offline.

  2. 02

    Add the checkout

    Install a ready CMS module (WooCommerce, OpenCart, PrestaShop, Magento, WHMCS and 17 more) or call POST /v1/invoice and redirect the buyer to the hosted checkout.

  3. 03

    Verify the webhook

    When the eCash payment is final, Payora POSTs a signed invoice.paid webhook. Verify the HMAC signature, then release the order — idempotently.

FAQ

Frequently asked questions

Straight answers, including the uncomfortable ones: custody, fees and what happens when something goes wrong.

Help centre

Who holds the eCash I accept?

Payora does. Receive addresses are derived from a platform key, the payment is credited to your balance, and you withdraw it to your own wallet — 1.5% plus the network fee on the Free plan, a $50 minimum, up to 10 business days. Payouts are signed by a person from keys kept offline — that is why it takes days, not minutes; meanwhile the balance is yours and visible in the dashboard.

What does it cost to accept eCash?

0% to accept — you only pay the eCash on-chain network fee. A fee applies only when money moves out: 1.5% on payouts, transfers and withdrawals on the Free plan, plus the network fee of the coin being sent, which applies to a payout or a withdrawal (minimum withdrawal $50).

Which platforms can I add eCash checkout to?

WooCommerce, OpenCart, PrestaShop, Magento 2, WHMCS and 17 more — or any stack via the REST API and PHP SDK.

Start accepting eCash today

Create your accountLive checkout demo

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